Moving costs
How Much Does It Really Cost to Move House?
Estate-agent commission and VAT, conveyancing and an Energy Performance Certificate can be part of a sale. The total can vary with the value, the agreement and the legal work required.
Selling costs are only one part
Estate-agent commission and VAT, conveyancing and an Energy Performance Certificate can be part of a sale. The total can vary with the value, the agreement and the legal work required.
Ask for written quotes and understand what is included before treating any figure as fixed.
Buying brings a second set of costs
The purchase side may include conveyancing, a survey, removals, mortgage/product charges and Stamp Duty Land Tax. Stamp Duty depends on price, buyer circumstances and current rules, so a calculator should be treated as an indication rather than tax advice.
The deposit and price gap also affect the wider funding picture, but they do not substitute for mortgage advice or an affordability assessment.
Plan for the non-financial cost too
A move takes time and energy. Chain uncertainty, school arrangements, sorting belongings and temporary accommodation can change how attractive a move feels even where the numbers seem workable.
A simple cost model is valuable because it keeps those questions visible, not because it produces a definitive answer.